Terms of Service

Last updated:

Note: This is a general-purpose draft template for a simple digital-download business. It is not legal advice. Have a licensed attorney review it — especially the governing law, liability, and refund sections — before publishing it live, and fill in your actual business/jurisdiction details where marked.

These Terms of Service ("Terms") govern your purchase and use of the Never Worry About Money Again Blueprint™ ("the Product") from Never Worry Wealth™ ("we," "us," or "our"). By purchasing or using the Product, you agree to these Terms.

The Product

The Product is a digital financial-education workbook and accompanying worksheets, delivered as downloadable PDF files. It is provided for general educational purposes only.

Not Financial, Legal, or Tax Advice

The Product provides general financial education. It is not personalized financial, legal, tax, or investment advice. Any examples, projections, or figures included (including the illustrative $8,000/month example) are hypothetical and for educational purposes only — they are not a guarantee, promise, or typical result. Individual results depend on your own circumstances, effort, and market conditions, and will vary. Consult a licensed professional before making significant financial decisions.

License to Use

Upon purchase, we grant you a limited, non-exclusive, non-transferable license to use the Product for personal, single-household use only. You may print copies for your own use and for members of your immediate household.

You may not:

Resell, redistribute, or share the Product's files in whole or in part
Upload the Product to another website, shop, or file-sharing service
Use the Product's content to create a competing product
Claim authorship of the Product's content

Payment & Delivery

Payments are processed securely by Stripe. Upon successful payment, you will be redirected to a page containing your download, and a confirmation will typically also be available via email. It is your responsibility to ensure you have access to and save your files after purchase.

All Sales Final

Because this is an instantly-delivered digital product, all sales are final. We do not offer refunds except where required by applicable law. If you have a technical issue accessing your files, contact support and we will help resolve it.

Disclaimer of Warranties

The Product is provided "as is" without warranties of any kind, express or implied. We do not guarantee that the Product will meet your specific needs or that any outcome, financial or otherwise, will result from using it.

Limitation of Liability

To the fullest extent permitted by law, Never Worry Wealth™ shall not be liable for any indirect, incidental, or consequential damages arising from your use of, or inability to use, the Product.

Governing Law

[Insert your state/country of business here] — these Terms should specify the jurisdiction whose laws govern any dispute, based on where your business is legally established. This is a decision for you and your attorney.

Changes to These Terms

We may update these Terms from time to time. The "Last updated" date above reflects the most recent revision. Continued use of the Product after changes constitutes acceptance of the updated Terms.

Contact Us

Questions about these Terms? Email us at support@neverworrywealth.com.